Terms of Service

Last Updated: 1st February 2026

 1. Acceptance of Terms

By accessing or using Jumuika Hub KE’s website, WhatsApp services, or related platforms, you agree to be bound by these Terms & Conditions. If you do not agree, you must not use the services.

2. Nature of the Platform

Jumuika Hub KE operates as a WhatsApp-first digital commerce facilitator, connecting buyers and verified independent vendors.
We do not directly provide goods or services unless explicitly stated.

3. User Eligibility

By using Jumuika Hub KE, you confirm that:

  1. You are at least 18 years old
  2. Information you provide is accurate and lawful

4. Vendor Responsibilities

Vendors using Jumuika Hub KE agree to:

  1. Provide accurate listings and pricing
  2. Fulfill bookings and orders in good faith
  3. Comply with applicable Kenyan laws and regulations
  4. The fact that Jumuika Hub KE is not responsible for vendor performance or service quality.

 5. Payments & Transactions

  • Payments are processed via third-party payment providers (e.g., M-Pesa).
  • Jumuika Hub KE does not store sensitive payment credentials.
  • Transaction disputes must first be resolved between buyer and vendor.

6. Messaging & Communication

Users consent to receive transactional and service-related messages via WhatsApp.
Marketing messages are sent only with explicit opt-in consent.

7. Prohibited Use

Users must not:

  1. Engage in fraudulent or illegal businesses/ activities
  2. Abuse, harass, or mislead other users
  3. Attempt to disrupt platform operations

Violation may result in suspension or termination of access and subsequent subjection to the applicable legal procedures.

8. Intellectual Property

All platform content, branding, logos, and systems are the property of Jumuika Hub KE unless otherwise stated. Unauthorized use is prohibited.

9. Limitation of Liability

To the maximum extent permitted by law:

  • Jumuika Hub KE shall not be liable for indirect, incidental, or consequential damages
  • Use of the platform is at your own risk

10. Termination

We reserve the right to suspend or terminate access for violations of these Terms or applicable laws.

11. Governing Law

These Terms are governed by the laws of the Republic of Kenya.

12. Changes to Terms

We may update these Terms periodically. Continued use of the platform constitutes acceptance of updated Terms.

13. Contact Information

For questions regarding these Terms:
Email: [email protected]
WhatsApp: +254104250912